Device Intelligence
Distinguish devices across sessions and networks. Detect account takeovers, credential stuffing, and synthetic fraud before money moves.
Learn more FRAUD PREVENTION
Stop fraud before it costs you
Real-time decisioning that protects transactions without blocking customers. For merchants, payment networks, and card programs.
- <50ms Decisioning latency
- 60–80% Chargeback reduction
- Up to 30% Fewer false declines
- 99.99% Uptime SLA (Premium)
HOW IT WORKS
Decisions in three steps
Signals converge. AI and rules align. A decision returns in under 50ms.
Signals converge in real time
Device fingerprinting, behavioral patterns, transaction history, and network intelligence arrive simultaneously. No waiting. No batching.
AI and rules work together
Machine learning models flag anomalies. Configurable rules enforce your business logic. Human analysts review edge cases at speed, not volume.
Decisions embed in your flow
One API call returns a risk score and recommended action. You decide—approve, challenge, or block—in your platform, your way.
THE PLATFORM
Five pillars of protection
Each pillar solves a distinct fraud vector. All five work together as a unified platform.
Machine Learning
Models trained on millions of real transactions identify fraud patterns humans miss. Adapt to new attack vectors without manual rule rewrites.
Learn moreCase Management
Unified queue for manual review. Analysts route complex cases, adjust rules, and retrain models from one dashboard.
Learn moreCard Payment Fraud
Real-time decisioning for card-not-present transactions. Reduce false declines while cutting chargebacks.
Learn moreMerchant-Initiated Fraud
Stop subscription trial abuse, unauthorized recurring charges, and credential-on-file exploitation before chargebacks arrive.
Learn more SOLUTIONS
Industry-Specific Fraud Solutions
Different problems, same platform. GuardHive adapts to your segment, volume, and risk profile.
Merchants
Stop chargebacks. Keep customers.
Real-time fraud detection for e-commerce, marketplaces, and digital merchants. Lower false-decline rates without opening the door to fraud.
Explore for merchants PSPs & AcquirersProtect your merchant portfolio.
Reduce scheme fines, monitor fraud across your merchant base, and assess onboarding risk in real time.
Explore for PSPs & Acquirers Card IssuersReduce CNP fraud. Fewer false declines.
Detect card-not-present fraud and account takeovers in real time. Calibrate 3DS step-up precisely — not for every borderline transaction.
Explore for card issuers iGamingCut chargebacks. Catch bonus abuse.
Purpose-fit fraud prevention for online casinos, sportsbooks, and poker. Handle high-risk MCCs, multi-accounting, and account takeover in real time.
Explore for iGaming THE PRODUCT
What you get
Cloud-native platform
No infrastructure to manage. Deploy in hours, not months.
Real-time API
Embed fraud prevention wherever you accept payments.
Configurable rules
Your business logic, your thresholds. Change without code.
Compliance ready
PCI DSS, GDPR, PSD2 compliant. Data residency options.
THE PROBLEM
The problem is bigger than detection
Every fraud check introduces latency. Every false decline drives customers away. Every chargeback increases scheme fines. Traditional fraud systems force a choice: catch more fraud and block more good customers, or let chargebacks pile up.
GuardHive replaces that tradeoff. We deliver decisions in under 50ms — fast enough that customers never notice. Our models separate genuine activity from fraud attempts with precision, so your approval rate stays high while fraud drops.
How we do itReady to protect your transactions?
See the platform in action. Our team will walk you through how GuardHive fits your stack.